Adamson Insurance Angency
Property
Guaranteed Replacement Cost coverage for buildings including additional costs required by building ordinances; and, replacement cost coverage for contents. Coverage provided for flood, earthquake and volcanic eruption up to $500,000, and damage caused by artificially generated electrical currents. Equipment Breakdown coverage included.
Portable Equipment
Guaranteed Replacement Cost coverage with no schedule required. Reimbursement for members' personal effects are covered on a replacement cost basis. Watercraft up to 100 horsepower (including jet skis and waverunners regardless of horse power); otherwatercraft can be scheduled.
Management Liability
Coverage for wrongful acts alleged against or committed by officers, directors, commissioners, trustees, employees and volunteers, including violations of civil rights and employee benefits administration errors.
Accident and Sickness
Protects your
emergency service volunteer and career personnel from received in the line of duty. Provides benefits for death, disability and medical expenses. In addition to providing a Lump Sum benefit for Permanent Physical Impairments. provides Lifetime Weekly Income benefit for impairments of 50% or greater regardless of work status. Pays a lump Sum Living benefit for HIV as well as benefits for medical expenses and disability income.
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Automobile
Liability coverage for your Member
Liability. Automobile Pollution Liability. Physical damage protection on an Agreed Value basis, except for private passenger autos and service vehicles. Optional Agreed Value for officer/administrative autos under five years old. Full glass breakage coverage included with comprehensive
General Liability
Covers your organization,officers, directors, employees and volunteers for lawsuits arising from Bodily Injury or Property Damage, and Completed Operations, Liquor Law, Watercraft, Garage Operations and Fellow Member Liability.
Umbrella Liability
Excess Liability coverage available up to $10,000,000 over and above the limits provided by Auto Liability, General Liability and Management Liability.
Length of Service Awards Program
An incentive tool that is effective in retaining, motivating and rewarding high quality volunteer members. Provides retirement, death and disability benefits.
Education and Training Services
Training video lending library, quarterly newsletters, safety posters, interactive CD-ROM. Loss control programs, including SOP/SOG seminars, the new New Emergency Vehicle Driver Training program, Patient Handling, Patient Care Documentation and the Emergency Vehicle Response Safety program.
